Last reviewed: 27 September 2026. Schemes change often, so check each official page before you apply.
Key takeaways
- PSG, EDG and MRA close on 29 September 2026. From 30 September, business grant support is under the EDGE Grant: up to 70% for SMEs, with support differing by activity and a S$100,000 yearly cap across activities.
- The Energy Efficiency Grant runs to 31 March 2027 for Food Services, with up to 70% support for SMEs, capped at S$30,000 for pre-approved equipment.
- The current SkillsFuture Enterprise Credit expires on 30 November 2026. A redesigned version run by SWDA launches on 1 December 2026.
- SkillsFuture Singapore and Workforce Singapore have merged into the Skills and Workforce Development Agency (SWDA), which now runs course funding and Career Conversion Programmes.
- NEA’s Hawkers’ Productivity Grant is closed until a new phase is announced. The Incubation Stall Programme is still listing stalls.
- Wage credits such as PWCS and SEC are paid automatically. See our wage support guide.
This is a hub guide. It covers every scheme we could verify on an official page that an F&B business in Singapore might use in 2026: grants for projects and equipment, government-backed loans, training and hiring support, hawker programmes, wage credits and tax deductions. First-time founders can also read our Startup SG Founder grant guide. For each one we say what it covers, who can use it, the support level in the agency’s own words, how to apply and its status as of late September 2026. Running a shop, salon or other service business? See our grants guide for retail, salon and service SMEs.
Two rules apply to almost every grant below. First, apply before you sign, pay a deposit or start the project. Enterprise Singapore rejects applications where you have already committed. Second, “up to” figures are ceilings. The amount in your Letter of Offer is the only number to budget on.
F&B grants at a glance (September 2026)
| Scheme | Run by | What it helps with | Support (as officially stated) | Status, late Sept 2026 |
|---|---|---|---|---|
| EDGE Grant | Enterprise Singapore | Projects across business areas, including automation and digitalisation | Up to 70% for SMEs, up to 50% for non-SMEs; S$100,000 a year across activities | Launches 30 Sept 2026 |
| PSG, EDG, MRA | Enterprise Singapore | Replaced by EDGE | Existing projects continue | Close 29 Sept 2026 |
| Energy Efficiency Grant | Enterprise Singapore | Pre-approved energy-efficient equipment | Up to 70% for SMEs, capped at S$30,000 (base tier) | Open to 31 Mar 2027 |
| Enterprise Financing Scheme | Enterprise Singapore with banks | Loans, including working capital and fixed assets | Government shares loan default risk | Open |
| SkillsFuture Enterprise Credit | EnterpriseSG / SWDA | Out-of-pocket costs of supported programmes | Up to $10,000 credit | Expires 30 Nov 2026; redesigned version from 1 Dec 2026 |
| Enhanced Training Support for SMEs | SWDA | Course fees for staff | Up to 90% or 70% of course fees, by tier | Open |
| Absentee Payroll | SWDA | Staff time on SWDA-funded courses | $4.50 an hour, capped at $100,000 a year | Open |
| Career Conversion Programmes | SWDA | Salary support while reskilling mid-career hires | Up to 70% (cap $5,000/month) or up to 90% (cap $7,500/month) | Open |
| Hawkers’ Productivity Grant | NEA | Automation and e-ordering equipment for hawkers | Up to 80%, capped at $7,000 | Closed; next phase to be announced |
| Incubation Stall Programme | NEA | Subsidised rent for new hawkers | 50% of market rent for 9 months, then 75% for 6 months | Stall list as of Sept 2026 |
| Wage credits (PWCS, SEC, CTO, EEC, UEC) | IRAS | Wage increases and hiring specific groups | Varies by scheme | Automatic, except some UEC hires |
| Enterprise Innovation Scheme | IRAS | Tax deductions on qualifying training and innovation | 400% deductions, or a cash payout option | YA 2024 to YA 2028 |
EDGE Grant: the main business grant from 30 September 2026
What it covers. Enterprise Singapore’s EDGE Grant page says EDGE “covers 8 business areas, and over 100 activities”. The page names Automation & Digitalisation, Business Strategy, Financial Management, Innovation, Internationalisation, Standards and Sustainability. The EDGE FAQ says EDGE “streamlines EDG, MRA and PSG into a single grant”, and that the full list of supportable activities is on the EDGE website or BizSG from 30 September 2026.
For an F&B business, the areas most likely to matter are Automation & Digitalisation (POS, ordering, kitchen and back-office systems, kitchen automation), Business Strategy and Financial Management (consultancy-led projects), Standards (for example certification) and Internationalisation for brands expanding overseas. Check the specific activity before assuming your project fits.
Who can apply. The FAQ says the applicant must be “a business entity registered in Singapore with at least 30% Singaporean(s) and/or Singapore PR(s) ownership”, and that “other requirements may apply, depending on the supportable activity.”
Support level. The EDGE page states “up to 70% for SMEs and up to 50% for non-SMEs”, and “support levels differ by activity”. Each company can receive up to S$100,000 in total a year across all activities, refreshed on 1 April. The FAQ adds that within that cap, a company “can use up to S$30,000 on single-function digital solutions, integrated enterprise systems and selected automation activities.” Grants are paid on a reimbursement basis once the activity is complete and fully paid.
How to apply. Through the Business Grants Portal with Corppass. Whether you must use a pre-approved vendor depends on the activity. Note the FAQ’s warning: after you submit, change requests are only allowed for the project end date and claim due date. To change anything else, such as the vendor, you terminate the application and submit a new one.
Status. EDG, MRA and PSG cease on 29 September 2026. Applications submitted before 30 September are assessed under the old scheme rules, and ongoing projects run to completion and claim. For eligibility and how to apply, see our EDGE Grant explainer. Our guide to PSG and the EDGE Grant for POS systems explains the transition step by step.
The POS angle. ChaChaCha is supplied by AppsPOS Pte. Ltd., which has been a PSG pre-approved vendor and is approved under the EDGE Grant. Support differs by activity and by your eligibility. Ask us which EDGE activity applies to your setup, then check it against Enterprise Singapore’s page before you sign anything.
Energy Efficiency Grant for kitchen equipment
What it covers. The Energy Efficiency Grant (EEG) co-funds energy-efficient equipment. The base tier supports equipment on a pre-approved list.
Who can apply. Food Services is one of the eligible sectors. The page requires Food Services companies to have a valid Singapore Food Agency licence and be classified under SSIC 56 or 68104, with at least 30% local shareholding and group annual sales turnover of no more than S$500 million. Equipment must be used in Singapore.
Support level. “Up to S$30,000” per company under the base tier, with the government supporting “up to 70% and up to 30% for SMEs and non-SMEs respectively until 31 March 2027.”
How to apply. On the Business Grants Portal, with vendor quotations showing a fee breakdown, product brochures, your tenancy agreement or utility bills and financial statements. The page warns that you may not be eligible if you have started procurement, and that a separate application is needed for each equipment type or model.
Status. Extended from 1 April 2026 to 31 March 2027. The page also says the base tier will be expanded to all sectors and extended to 31 March 2028, with details “to be shared later this year”. For practical ways to cut kitchen energy use, see our restaurant energy saving guide.
Enterprise Financing Scheme: loans, not grants
The Enterprise Financing Scheme (EFS) is often listed alongside grants, but it is a loan scheme. You borrow from a participating bank or financial institution and repay it with interest. Enterprise Singapore shares the loan default risk with the lender, which can make it easier to get approved.
What it covers. Seven areas: green loans, working capital loans, fixed asset loans, venture debt loans, trade loans, project loans and merger and acquisition loans. For most F&B operators, the SME Working Capital Loan and SME Fixed Assets Loan are the relevant ones, for example to fund an outlet fit-out or cover cash flow while a new outlet ramps up. For how sales-linked advances compare, see our guide to revenue-based financing for F&B.
Who can apply. A business registered and operating in Singapore, with at least 30% local shareholding and group annual sales turnover not exceeding S$500 million. For the SME Working Capital and SME Fixed Assets loans, an SME has group revenue of up to S$100 million or no more than 200 employees. The page notes that a higher risk share is considered for young enterprises formed within the past five years.
How to apply. Directly with a participating financial institution. The bank assesses the loan and sets the terms.
Status. Open. The page notes enhancements from 1 April 2026 announced in Budget 2026, and further enhancements to the working capital and project loans from 1 September 2026 to 31 March 2027. Ask your bank what applies. Our F&B business plan template shows how to present a funding plan to a lender, and our franchisee guide covers financing a franchise outlet.
SkillsFuture Enterprise Credit: ending and being redesigned
What it covers. The SkillsFuture Enterprise Credit (SFEC) tops up support you already receive from other schemes. According to Enterprise Singapore’s SFEC FAQ, eligible employers receive “a one-off credit of up to $10,000 per entity to cover up to 90% of out-of-pocket expenses” on supported programmes, with up to $7,000 usable on enterprise transformation schemes on the Business Grants Portal.
Who is eligible. Employers were assessed on past qualifying periods and have already been notified. You don’t apply; the credit is used automatically on supported programmes.
Status. This one needs care. The FAQ says “SFEC will expire on 30 Nov 2026” and final claims must be submitted by that date. The EDGE FAQ adds that “EDGE will not be supportable under SFEC.” From 1 December 2026, a redesigned SFEC will be run by SWDA. The OurWorkforce page for SFEC (Enhanced) says eligible employers will receive “a fresh total of $10,000 credit in an online wallet”, and on funding details says “More information will be available soon.” If you have an SFEC-supported project under PSG or EDG, get your claim in before 30 November.
Training and course funding for your staff
SkillsFuture Singapore and Workforce Singapore have merged. SWDA’s training subsidies page describes it as “a new statutory board formed through the merger of SkillsFuture Singapore (SSG) and Workforce Singapore (WSG)”, and IRAS dates its formation to 1 July 2026. Older guides that refer to SSG or WSG now mean SWDA.
Enhanced Training Support for SMEs
The ETSS page offers SMEs course fee subsidies in two tiers: Tier 1 courses (such as the SkillsFuture Series) at up to 90% of course fees, and Tier 2 (all other SWDA-approved courses) at up to 70%. Tier 2 explicitly includes WSQ accredited courses, “including regulatory and licensing courses such as courses targeted at workers from Progressive Wage Model (PWM) sectors”. An SME here has no more than 200 employees or annual sales turnover of no more than $100 million. Trainees must be Singapore Citizens, PRs or LTVP+ holders, and the employer must pay the course fee. Subsidies are applied upfront, so you pay the nett fee to the training provider.
Absentee Payroll
When staff attend SWDA-funded courses, Absentee Payroll funding pays $4.50 an hour for Singapore Citizens, PRs and LTVP+ holders, capped at $100,000 per enterprise per calendar year. You claim after the course is completed.
Food Safety courses
SFA’s WSQ Food Safety Course Level 1 page says all food handlers “must attain and maintain a valid” WSQ FSC Level 1, with retraining within five years and then every ten years. We couldn’t find a published subsidy figure for a specific Food Safety course run, so check the course listing and your provider for current funding. As a WSQ course, it would fall under the Tier 2 description above if it is SWDA-funded.
SWDA also lists the Workforce Development Grant (Job Redesign+), described as up to $150,000 for job redesign consultancy, capability building and HR tech solutions, with 70% support for SMEs. For courses that PWM roles require, see our staff turnover and PWM guide.
Career Conversion Programmes for F&B hiring
What it covers. According to the SWDA Career Conversion Programmes page, CCPs give employers salary support to reskill mid-career new hires or existing staff into “growth job roles”. There are three modes: Place-and-Train (you hire and train on the job), Attach-and-Train (you host trainees) and Job Redesign Reskilling (you reskill existing employees).
Support level. “Generally employers can receive up to 70% salary support, or up to 90% for eligible mature workers (aged 40 and above) or long-term unemployed participants, subject to programme-specific monthly caps.” The page lists caps of $5,000 and $7,500 a month per trainee respectively. The exact amount depends on the specific CCP.
Who can apply. Companies registered in Singapore that can offer a permanent contract, or one of at least a year, at a market-rate salary.
For F&B. SWDA says CCPs run in around 30 sectors. The Singapore Productivity Centre describes itself as the appointed programme partner for a CCP for Food Professionals and Associates, listing food services roles such as restaurant manager, area manager and operations manager. Programme terms vary, so confirm roles, minimum salaries and support with the programme partner before you hire.
How to apply. Register interest through OurWorkforce or contact the sector programme partner, before the hire starts.
Hawker support from NEA
Hawkers’ Productivity Grant. NEA’s HPG page says eligible stallholders “can claim up to 80% of the equipment unit cost (excluding GST) on a reimbursement basis, capped at $7,000.” It also says “The last phase of application for the Hawkers’ Productivity Grant ended on 31 March 2026. The next application phase will be announced when details are available.” Our HPG guide explains what the grant does and doesn’t cover, including NEA’s exclusion of POS licences and payment terminals.
Incubation Stall Programme. For aspiring hawkers without food stall experience, NEA’s Incubation Stall Programme offers stalls “at 50% of the market rent for nine months, followed by 75% of the market rent for another six months”, fitted with basic fittings and equipment. Applicants must be Singapore Citizens or PRs aged at least 21, have completed ITE’s “Introduction to Managing a Hawker Business” course or a similar business course, submit a business plan and pass a food tasting session. NEA publishes a list of available stalls, updated as of September 2026.
Other NEA programmes. The Hawkers’ Development Programme is “currently under review”, with a register-interest link. The Hawkers Succession Scheme pairs retiring hawkers with successors through an apprenticeship. It isn’t a cash grant, but it’s a route into an established stall. For setting up the counter itself, see our hawker POS page.
Wage support and tax deductions
Wage credits. IRAS pays several wage offsets automatically: the Progressive Wage Credit Scheme co-funds wage increases for lower-wage local staff (30% for qualifying year 2026), the Senior Employment Credit and CPF Transition Offset help with older workers, and the Enabling Employment Credit and Uplifting Employment Credit support hiring persons with disabilities and ex-offenders. We cover each one, with payout timing and a worked example, in our guide to wage support schemes for F&B employers.
Enterprise Innovation Scheme (tax). IRAS’s EIS page says the scheme runs from YA 2024 to YA 2028. It gives 400% tax deductions on up to $400,000 a year of qualifying expenditure for activities that include “training courses that are eligible for Skills and Workforce Development Agency (SWDA) funding and aligned with the Skills Framework”. Instead of deductions, eligible businesses can convert up to $100,000 of qualifying expenditure a year into a non-taxable cash payout at 20%, capped at $20,000. The cash option requires CPF contributions for at least three full-time local employees for at least six months in the basis period. Budget 2026 added a 400% deduction on up to $50,000 a year for AI adoption for YA 2027 and YA 2028, without the cash option. Qualifying expenditure is net of any grant received, so you can’t claim the subsidised part twice. Ask your accountant how this fits your tax filing.
Business Adaptation Grant. Enterprise Singapore’s BizAdapt is for companies that export or operate overseas and are affected by tariffs. It is unlikely to apply to a local restaurant, but a food manufacturer or F&B brand exporting products may want to check it.
Before you apply: a checklist
- Check the official page on the day you apply. This guide reflects pages we read on 27 September 2026. EDGE activity details were due to be published from 30 September.
- Get Corppass sorted. Business Grants Portal applications need it.
- Don’t commit before applying. No signed contract, deposit or purchase order before submission for EDGE, EEG and similar grants.
- Get itemised quotations addressed to your registered company name.
- Keep CPF and payroll records clean. Wage credits, SFEC and the EIS cash payout all depend on timely CPF contributions, which good payroll software helps with.
- Don’t double-claim. Most schemes exclude items already funded by another grant.
- Budget without the grant first. Grants are paid after you complete and pay for the project, so plan cash flow for the full amount.
If a new POS, QR ordering, kitchen display or kiosk is part of your plan, use our POS cost calculator to set a budget, read how much a POS costs in Singapore, and talk to us. We’ll prepare an itemised quotation and confirm which EDGE activity applies before you sign.
This guide is general information, not official advice. Always check the latest terms with the agency that runs each scheme.
